Starting June 15, 2022, Chase credit cardholders can receive a 1 time free Instacart+ membership for 3, 6, or 12 months. The length of the Instacart+ membership varies depending on the specific Chase credit card the customer holds.

Only customers in the United States may access this promotion. The promotion must be redeemed on the United States Instacart platform. Canadian customers aren’t eligible, and can’t redeem this offer through the Canada Instacart platform.

Promotion details—

  • Eligible customers can redeem the free Instacart+ membership even if they had an Instacart+ membership previously.
  • Active Instacart+ members can extend their membership for free by 3, 6, or 12 months depending on which Chase credit card they hold.
    • Your paid Instacart+ membership will auto-renew at the end of your extension unless you cancel.
  • Eligible customers can receive statement credits for specific Chase credit cards.
    • The statement credit amount and frequency varies based on the specific card held by the customer, earning up to $10-15 per period, with periods ranging from monthly to quarterly. 
    • For more information on when and where you can see your statement credit(s), check out the list of eligible Chase credit cards below.
  • Once the free Instacart+ membership ends, the account auto-renews into an annual membership ($99 annually), unless you cancel beforehand, or upgrade or downgrade your eligible Chase credit card.
    • Your card is charged once your account converts to a paid plan after your free Instacart+ membership offer ends
    • You’ll receive an email notice 30 days ahead of time.
    • You can cancel any time through the Your Instacart+ Membership page.

Term of the offer

This offer begins June 15, 2022, and must be redeemed by July 31, 2024.

Qualifying for the offer

To qualify for this offer—

  • You must use an eligible Chase credit card as the payment method when claiming the offer.
  • You must redeem this offer using the United States version of the Instacart platform.

Eligible Chase credit cards

The following are eligible Chase credit cards, statement credits, and the length of the free Instacart+ membership for this offer—

Eligible Chase credit card Statement credits Length of Instacart+ membership
J.P. Morgan Reserve $15/month 12 months
Sapphire Reserve $15/month 12 months
Sapphire Preferred $15/quarter 6 months
Sapphire $15/quarter 6 months
Freedom $10/quarter 3 months
Freedom Unlimited $10/quarter 3 months
Freedom Flex $10/quarter 3 months
Freedom Student $10/quarter 3 months
Freedom Rise $10/quarter 3 months
Slate None 3 months
Slate Edge None 3 months

Statement credits

J.P. Morgan Reserve and Sapphire Reserve credit card holders receive their statement credit(s) on their monthly credit card billing statement within 1-2 billing cycles. 

Sapphire Preferred, Sapphire, Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom Rise credit card holders receive their statement credit(s) quarterly within the calendar quarter that they made a purchase. For example, quarter 3 is July through September. If you make a purchase in September, you should receive that statement credit within the same quarter  

Note: Instacart doesn’t post statement credits. If you don’t see a statement credit post within 1-2 billing cycles, reach out to Chase directly.

Claiming the offer

To claim the offer—

  1. Go to www.instacart.com/chase.
  2. Select Get Started to create your account or log in.
  3. Add your Chase credit card.
  4. Select Activate Now to begin your Instacart+ membership.

Check for active Instacart+ membership

You can check the Your Instacart+ Membership page under your account settings to see if you have an active membership.

You can also see free delivery and a reduced service fee at checkout for orders $35+ per retailer within the Instacart mobile app or website.

Charging your credit card

Instacart charges your card once your account converts to a paid plan at the end of your free membership. You’ll receive a welcome email after signing up which will tell you your next membership renewal date. Then you’ll receive an email notice 30 days before renewal.

Terms and conditions

​​Complimentary Instacart+ Membership: You will receive one complimentary Instacart+ membership per eligible card account for 12 months (for Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers) or 6 months (for Chase Sapphire Preferred and Chase Sapphire cardmembers) or 3 months (for Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, Freedom Rise, Slate, and Slate Edge cardmembers)when the membership is activated on http://www.instacart.com/chase with an eligible card between 6/15/2022 and 7/31/2024. (“You” and “your” mean you as the primary cardmember or any authorized user, depending on which user activates first). This offer is non-transferrable. Membership must be activated with a United States address. Memberships purchased through third parties are excluded from this offer. Benefits of Instacart’s membership include no delivery fee on orders that total over $35 (amount subject to change – see Instacart.com for current minimum); however, other fees, taxes, and/or tips may apply. Delivery subject to availability. If you do not currently have a paid or trial Instacart+ membership, by activating your Instacart+ membership, you agree to the Instacart+ Terms and you agree that after the complimentary Instacart+ membership period ends, you will be automatically enrolled in an annual Instacart+ membership and billed at $99/year or the then current annual Instacart+ membership rate for each membership activated, unless you have not placed any orders or you cancel during your complimentary Instacart+ membership period. If you currently have a paid or trial Instacart+ membership, you agree that your existing membership will be paused for the duration of this benefit and resume upon expiration. Your existing membership will automatically renew based on the Instacart+ Terms previously agreed upon unless you cancel. Your membership fees will be billed to any active payment method on file until you cancel. You can cancel your Instacart+ membership prior to the end of your complimentary Instacart+ membership period or at any time thereafter by selecting “Cancel Membership” in your Account Settings. Cancellation goes into effect during the next billing cycle. You may cancel within the first 5 calendar days of your paid Instacart+ membership and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Your complimentary membership benefits may be removed if your eligible credit card account is closed or in default.

Statement Credit on Instacart Purchases

Earn up to $15 per month (for J.P. Morgan Reserve and Sapphire Reserve cardmembers), $15 per calendar quarter (for Sapphire and Sapphire Preferred cardmembers) or $10 per calendar quarter (for Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, and Freedom Rise cardmembers) in statement credits on qualifying Instacart purchases from 8/1/2022 through 7/31/2024 when you activate a complimentary Chase Instacart+ membership on Instacart.com/Chase with your eligible Chase credit card. Calendar quarters are Jan – March, April – June, July – September, October – December, and the partial calendar quarters at the beginning and end of the promotional period. You can check the status of your enrollment in the Chase benefit within the Instacart+ section of the Instacart mobile app. You will continue to receive statement credit benefits regardless of whether you choose to renew your Instacart+ membership at the end of your complimentary period. Qualifying Instacart purchases include only those orders purchased by you, or an authorized user, with a Chase Freedom, Chase Freedom Unlimited, Chase Freedom Student, Chase Freedom Rise, or Chase Freedom Flex credit card through Instacart.com or the Instacart mobile application (gift cards excluded). Statement credit(s) will post to your account within 48 hours of your qualifying Instacart purchase posting to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Statement credits will be issued for the calendar quarter in which the transaction posts to your account. For example, if you pay for an Instacart order, but Instacart does not post the transaction until after the current quarter ends, the cost of the Instacart purchase will be allocated towards the next quarter’s maximum, or will not qualify if the promotional period has ended. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Accounts must be open and not in default at the time the statement credit posts to your account.

Limited time offer terms and conditions

The offer for $20 off your next order is available to you upon enrolling your eligible Chase credit card into the program. Offer is valid from 2/5/24 through 2/19/24 at 11:59PM PT and is valid only in the United States for one order with one retailer and purchased through Instacart.com, while supplies last.  Discount will be applied to the total purchase price for all non-alcohol products, and excludes taxes, service fees, special handling fees and/or other fees; offer cannot be applied to alcohol products. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com with a valid form of accepted payment on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may not be combined with any other sale, promotion, discount, code, coupon, and/or offer. Offer has no cash value. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.